No one wants to be involved in a car accident, but if it happens, you have no option but to pick yourself up and get on with life. The first step is definitely to seek medical help, followed by replacing or repairing your car, depending on the extent of the damage.
This is where trouble sets in. Most people don’t know how to go about repairing their car, and oftentimes, victims recover way less than the damage merits or don’t get compensated altogether. Here are five steps you should take after a car crash:
1. Take pictures of the car and the scene
Fault determination in car accidents, especially those involving multiple vehicles, can be a hectic process. By taking pictures of the accident scene, you are simplifying the investigation phase for your lawyer and increasing your chances of receiving compensation. While you are at it, consider recording the other motorists’ information.
2. Use a lawyer’s services
Filing and submitting a claim is perhaps the most challenging thing about fixing car damage after an accident. Insurance adjusters are notorious for taking advantage of naïve victims as they look to fork out as little money as possible, so there is a good chance your claim will be undervalued. A lawyer is not necessary, but substantial damage calls for legal counsel. You will also need it if the case goes to litigation.
3. Check with a qualified mechanic
The value of a car accident claim is based partly on the repair cost estimates made by a professional. While insurance adjusters may not compel you to seek a qualified mechanic’s opinion, it is best to do it anyway to ensure every bit of damage is factored in. Seasoned repair professionals such as uDentiFix Dent and Hail Repair can help inspect your car, estimate the total repair costs, and fix the damage if you need it.
4. Don’t admit fault
Discussing, let alone admitting fault, is one of the biggest mistakes you can make as a car accident victim. Some of the things you say in the heat of the moment can be used against you later, whether or not they are accurate. There is nothing wrong with helping other victims, but don’t let empathy lull you into admitting fault, even if you reckon you may be liable for the accident. That is for the police and your lawyer to decide.
5. Ensure new and quality parts are used to fix your car
You cannot trust a mechanic just because they sell themselves as “experienced and reliable.” People out there want to gain from your misfortune, and your repair expert may be tempted to use cheaper or used parts in the repairs. Request to be shown the parts the mechanic intends to use, and inspect the car afterward to ensure they stayed true to their word.
Use these tips to increase your chances of maximizing compensation after a car accident, expedite the repair process, and get the best services possible. Where necessary, consult an expert.