Car accidents are a leading cause of injury in the United States. While injuries can be painful, debilitating, and life-changing, there are other consequences of collisions that can be difficult to cope with.
Not only are car accidents dangerous, but they can cause financial burdens, emotional pain, loss of career, lack of transportation, and higher insurance rates. If you have been injured in a car accident, it is in your best interest to connect with a law firm that will advocate for your right for full compensation for all damages that you have suffered. Visit 1800injured.care to learn more.
1. Financial Burden
Depending on the type of insurance that you have and what state you live in, if you get into an accident, you will incur a lot of upfront costs. Potential financial burdens include loss of a job, medical bills, auto repair bills, etc.
In some cases, you may have to be creative with paying your bills until your attorney is able to secure an appropriate settlement agreement or go to court on your behalf. This means that you could go months or years before you have the money to pay for all of your newly acquired bills.
Insurance companies often prey on victims of car accidents because they know that most car accident victims are in dire need of money. While the quick payout may be momentarily satisfying, it may not cover all of the costs that have incurred. Rely on the advice of your attorney to ensure that you recoup the maximum payout.
2. Emotional and Psychological Pain
Many accident victims suffer from emotional and psychological scarring after they have been involved in a major accident. Some of the most common issues include post-traumatic stress disorder (PTSD), anxiety, fear, depression, etc. Those that have suffered mental health issues are advised to seek the counsel of a licensed mental health professional.
3. Unable to Work
Not being able to work can be financially detrimental to most Americans. In addition to the initial financial burden of not having a job, it can also affect your retirement, 401k, mental health, and future ability to grow within your fields.
If you lose your job due to a car accident, there are ways to recoup your losses. A seasoned personal injury lawyer would take all of this into account before they agree to any settlement the insurance company is offering.
4. Loss of Transportation
If the accident was significant enough to cause an injury, chances are that it caused damage to your car. Whether you must wait a few weeks to have it repaired or your car is totaled, it will likely be a burden on you. Losing transportation can negatively affect your career, ability to make it to medical appointments, take your children to school, etc.
5. Higher Insurance Rates
Even if the accident was not your fault, you can expect your insurance rates to go up. Unfortunately, when an insurance company increases rates, it’s typically by a substantial amount. If the accident shows up on your driving report, the insurance companies will likely increase your rates.
This list of consequences of car accidents beyond injury is not all-encompassing. There are far more potentially negative and unintended consequences of a car accident. No matter what damages you have suffered, it is your right to work with an experienced personal injury attorney. Most offer free initial consultations and do not charge fees unless you win your case.