What steps do I need to take to apply after a car accident?

No matter how careful a driver you are, you might still find yourself involved in a car accident. And when that happens, you should waste no time pondering how this could have happened to you when you always drive under the speed limit and obey every single traffic sign. Instead, you should be prepared and know what you must do when that unexpected day happens. Read on to know what to do immediately after a car accident.

Check for Injuries

If you discover you have suffered injuries, call 911 and request an ambulance. If your injuries allow it, check the condition of your passengers and that of the other driver. Make sure nobody is in a position to be struck again by a passing car and get medical help for anyone who needs it.

If you do not get transported to the nearest emergency room right away, you must get your injuries checked out by a healthcare professional as soon as possible. You must prioritize your health and never want to be surprised by injuries that are not immediately apparent.

Move the Vehicles

The cars should also be placed out of the way to avoid further accidents. For example, move your own to the shoulder and ask the other driver to do the same. Flares or reflective triangles should be positioned strategically to warn other drivers.

Dial 911

It is important to notify the authorities of the crash. Getting the police to the scene means that you will have a police report detailing what happened and which you can give to your lawyer should you need to file a personal injury claim. When the police ask you questions, give short answers and let them do their job when determining any liability.

Exchange Information

It is vital to exchange information with the other driver. Make sure to obtain their name, address, and cell phone number and their insurance information, license number, and the make, model, and year of the car.

If there are witnesses, get their testimonies and contact information should you need to call them again in the future.

Document the Scene

Take pictures of the cars, showing their damage and position. Also, photograph anything you believe might have contributed to the crash, such as oil on the road, poorly placed traffic signs, trees and vegetation, and anything else that might shed light on what happened.

Notify your Insurance Company

It is important to call your insurance company right after the accident to let them know what happened and find out if you are covered and how much you might be eligible to receive to cover your injuries and car expenses.

Get Legal Help

When you are dealing with injuries, and the never-ending expenses that come with them, and cannot return to work, talking to a personal injury attorney is what you need to do. And if your attorney recommends you file a claim, you may have to wait a while before you receive your award or come to a settlement with the insurance or the other party. At this point, it may be wise for you to consider car accident loans to tie you over.