Most Frequently Ask Questions about Car Insurance

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When you have all these types of car insurance options at BrokerLink Insurance, like liability, collision, comprehensive, and accident forgiveness, you can be sure to get fantastic coverage. However But also, a million and one questions may pop up in your mind. Who can you call? Where can you get answers? Well, don’t fret. Here are a few of the most frequently asked questions concerning car insurance.

Are There Any Cancellation Fees for My Car Insurance?

Some insurance companies may charge you with penalties or cancellation fees, depending on your specific policy and details. So before you renew your policy, it’s is best to see what other companies have to offer.

Is There Any Way I Can Save on My Car Insurance?

The best and easiest way to save on your car insurance is to have good driving habits. When you are seen as less of a risk by insurance companies, your premiums on your car are likely to be lower.

What Are the Consequences If I Drive Without Car Insurance?

This isn’t not worth the risk! In Canada, you can get fined up to $10,000, which is only the first time you get caught driving without car insurance. Furthermore, you are responsible for paying a 15% surcharge;. So the consequences can be severe. The wise and right thing to do is to call a broker to get insurance coverage that fits you.

Does My Parent’s Car Insurance Cover Me as Well?

If you’re are lucky enough to borrow your parent’s car every day, drive to work or school, or even just once a week, you’ll will have to be included inadded to your parent’s policy. Although,But if you rarely use the vehicle, you don’t not need to be added. The best is to talk to an insurance broker in order to understand your specific circumstances.

Does My Car Insurance Rate Change If I Only Drive on Weekends?

You are less likely to get into an accident if you don’t drive every day of the week, which will impact your car insurance rates. But first of all, let your insurance broker know if you drive less than your everyday commuter. If you only drive on weekends, you may be able to get a reduced rate.

Hopefully, your questions are answered, and you are not left in the dark anymore. Insurance can be daunting, but you can rest assured that BrokerLink Insurance has your back once you get all the facts.

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