Understanding the Correct Warranty for Your Automobile: 3 Types


The prospect of choosing a warranty isn’t easy. Buying a new car is already a headache, and this seems like unnecessary extra paperwork – but choosing the right one is so important.

Not to worry! Warranties will be simplified here! Our guide covers different types and how to choose the best option.

1. The First Party Warranty

Warranties are strange because they are not purchased as part of the vehicle. Instead, a warranty is closer to buying car insurance. It is not a tangible object but a contract for protection. However, unlike insurance, warranties do not cover exceptional or unexpected damage.

Instead, it covers everyday wear and tear. Therefore, warranties will expire at some point because good vehicles will outlive them.

Every major car manufacturer offers unique warranties. Ford warranty differs from Chrysler warranty, just as their vehicles differ from one another. This is called a First Party Warranty, as they usually come standard with the vehicles. They either express or imply a guarantee of the quality of the product, promising to replace or repair defective parts as they become faulty, within the confines of the warranty.

But buying an extended warranty from the dealer is not the only option.

2. The Extended Warranty

Many car owners cannot affordsudden repair bills. Depending on the car brand, the part, and the location, expenses could be even higher.

As previously stated, extended warranties are not tangible; they are policies that extend the warranty period beyond that which the manufacturer renders. This premium covers the replacement or repair cost of the product, but only if it is caused by a manufacturing defect, not an unforeseen accident.

An extended warranty acts much like an insurance policy on your vehicle. Therefore, it will only ever cover repairs for a certain amount of time and/or miles. After which, the warranty expires because premature wear and tear are no longer likely.

3. Specific Warranties

There are different terms for warranties that cover different parts of the vehicle. Interests in these warranties will depend on an individual’s circumstances.

  • Bumper-to-Bumper Warranties cover a vehicle’s mechanical systems. Bumper-to-bumper warranties offer great coverage because they include repairs that other warranties do not.
  • Powertrain Warranties include the engine, transmission, front and rear drive systems, etc. This warranty covers fewer parts of the vehicle, but it lasts longer.
  • Wear-and-tear Warranties are great because first-party warranties won’t cover repairs due to wear and tear. Good extended warranties do, however. Repair and replacement are covered from normal use.
  • Maintenance Plans are like a prepaid service plan because they cover routine oil changes, inspections, and basic maintenance labor and parts. However, this type of warranty also covers some wear and tear on things like fuses, lights, and brake pads. Tires are usually covered separately.
  • Factory Accessory Plans are extended coverage for accessories. The type of accessories covered depends on the manufacturer and the car’s model.
  • Rust or Corrosion Warranty covers repairs that are due to rust-through problems. If you live somewhere where the streetsice over and salt is used to clear them or in a coastal environment where the air is especially salty, this type of warranty is either required or extremely useful.

Final Thoughts

Choosing the right warranty is as important as any other part of buying a new vehicle. Just because it’s not as shiny as your car doesn’t mean it’s not necessary – do your research and find an option that fits.

Hopefully, we have cleared up some confusion and explained the many options when shopping. Get yourself the best coverage and stay safe on the road!

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